MCCA provides CATASTROPHIC ACCIDENT INSURANCE for all Competitive Cheerleaders during MCCA sanctioned regional and state competitions. 

The CATASTROPHIC ACCIDENT INSURANCE POLICY benefits are briefly summarized as follows:

Maximum Benefit payable per covered Injury $5,000,00.00

Policy Deductible $ 25,000.00

Accidental Death Benefit $ 10,000.00

The catastrophic policy contains a $25,000 deductible. Therefore, before the policy will assist in providing financial assistance for an injured participant, the medical expenses must exceed $25,000. However, many schools and competitive cheerleaders sponsors have elected to purchase a supplement insurance program to eliminate the policy deductible. 

Various options are offered by the agency that handles our catastrophic insurance, Lawrence E. Smith & Associates, Inc.

 For additional information please contact:

 Lawrence E. Smith & Associates, Inc.

Office Phone: 800-325-1350 

Email: LarryS@lesmith.net

The following link will provide coaches with catastrophic insurance options for their competiitve teams.  Please consult your school's finance manager and administrator before selecting a policy.  

Insurance Options



MCCA does not receive any financial consideration with regard to the sale of these optional programs. This information is provided to you as a service to our members.